Anaheim Hard Money Lenders
Borrower types in Anaheim

Borrower Profiles

Who we typically lend to

From active fix-and-flip operators to complex mixed-use developers, we structure financing around business-purpose real estate execution.

Borrower categories

Each profile has different deal velocity, leverage targets, and underwriting considerations.

Residential Real Estate Investors

Hard money loans tailored for investors focusing on single-family homes, condos, and small multi-family properties in Anaheim and surrounding Orange County areas.

Typical loan size: $100,000 - $2,000,000

  • Fast closings to secure deals
  • No W-2 income verification
  • Asset-based lending decisions

Commercial Property Developers

Specialized financing for developers acquiring, repositioning, and developing commercial real estate in Orange County's dynamic market.

Typical loan size: $500,000 - $10,000,000+

  • Large loan capacity
  • Complex deal structuring
  • Experience-based approvals

Construction Contractors

Financing solutions for licensed contractors building spec homes, custom residences, and commercial projects throughout Orange County.

Typical loan size: $200,000 - $5,000,000

  • Draw-based funding
  • Progress payment schedules
  • Builder-friendly terms

Fix-and-Flip Operators

Dedicated financing for investors who purchase distressed properties, renovate them, and sell for profit in Orange County's competitive market.

Typical loan size: $75,000 - $3,000,000

  • Up to 90% purchase financing
  • 100% rehab costs covered
  • Quick pre-approval process

Small Business Owners

Real estate-backed financing for entrepreneurs seeking capital for business expansion, equipment purchases, or working capital needs.

Typical loan size: $100,000 - $2,000,000

  • Use real estate equity
  • No business tax returns required
  • Fast access to capital

Land Acquisition Projects

Financing for investors and developers acquiring raw land, entitled land, or development parcels in Orange County and surrounding areas.

Typical loan size: $250,000 - $5,000,000

  • Land-only financing available
  • Entitlement period financing
  • Flexible prepayment options

Multifamily Rental Properties

Specialized lending for duplexes, triplexes, fourplexes, and larger apartment buildings in Anaheim and Orange County rental markets.

Typical loan size: $200,000 - $5,000,000

  • DSCR-based qualification
  • Non-recourse options
  • Portfolio blanket loans

Industrial Warehouse Conversions

Creative financing for adaptive reuse projects converting industrial and warehouse properties into modern office, retail, or residential spaces.

Typical loan size: $500,000 - $10,000,000

  • Specialized conversion expertise
  • Staged funding for phased projects
  • Interest reserve options

Hotel and Hospitality Projects

Comprehensive financing solutions for hotel acquisitions, renovations, ground-up construction, and flag changes in Orange County's tourism market.

Typical loan size: $1,000,000 - $20,000,000

  • Hospitality industry expertise
  • PIP financing available
  • Brand change financing

Mixed-Use Development Ventures

Complex financing for projects combining residential, commercial, and retail components in urban infill and suburban settings.

Typical loan size: $1,000,000 - $15,000,000

  • Mixed-use expertise
  • Phased development financing
  • Cross-collateralization